2013 HSA Contribution Limits, Deductibles, and Out-of-Pocket Expenses

How much money can you put into an HSA in 2013?  What are the deductible amounts?With the end of the year fast approaching, it is important to know the 2013 guidelines.
http://www.hsacenter.com/2013limits.html
2013 offers individuals and families additional opportunities to save for current and future health care with a health savings account:

  • HSA holders can choose to save up to $3,250 for an individual and $6,450 for a family (HSA holders 55 and older get to save an extra $1,000 which means $4,250 for an individual and $7,450 for a family) – and these contributions are 100% tax deductible from gross income.
  • Minimum annual deductibles are $1,250 for self-only coverage or $2,500 for family coverage.
  • Annual out-of-pocket expenses (deductibles, co-payments and other amounts, but not premiums) cannot exceed $6,250 for self-only coverage and $12,500 for family coverage.
    Minimum
    Deductible
    Maximum
    Out-of-Pocket
    Contribution Limit
    55+ Contribution
    Single
    $1,250
    $6,250
    $3,250
    $1,000
    Family
    $2,500
    $12,500
    $6,450
    $1,000

Comments are closed.